Average Workers Comp Settlement (2024)

Comprehensive guide that offers a data-driven analysis of workers' compensation settlements, focusing on average amounts, influencing factors, and industry trends.

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Workers' compensation is a vital safety net for employees who suffer injuries on the job, providing medical benefits and indemnity payments to cover lost wages. Understanding the average workers' comp settlement can help both employers and employees navigate the complexities of workplace injuries. This article provides a data-oriented perspective on workers' comp settlements, drawing on recent statistics to highlight trends and averages.

Average Workers' Comp Settlement Overview

The average total incurred cost per claim combines medical expenses and indemnity benefits to reflect the comprehensive burden of workplace injuries. According to the latest data, the average cost across all claims stands at $41,757, with medical costs averaging $22,203 and indemnity payments averaging $19,554.

Costliest Causes of Injury

  • Motor Vehicle Accidents: With an average car accident settlement of $89,152, motor vehicle-related incidents rank as the most expensive cause of workers' comp claims. This figure underscores the significant financial impact of such accidents on the workers' comp system.
  • Burns: Burn injuries follow, with an average settlement amount of $52,161, indicating the severe nature of these injuries and the extensive treatment they often require.
  • Falls/Slips and Caught: Falls or slips result in an average personal injury settlement of $49,971, while injuries from being caught in or between objects average $47,076, both of which exceed the overall claim average.

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Settlements for Other Injuries

Injuries from being struck by objects, strains, and cumulative injuries present lower average costs but still constitute a significant financial consideration within the workers' comp landscape.

Trends in Workers' Comp Multiple Injury Settlements:

When employees sustain multiple injuries, settlements can be more complex. The data suggests that claims involving multiple injuries may lead to higher total costs due to compounded medical treatments and increased time away from work.


The average workers' comp settlement amounts are more than just numbers; they represent the real-life impact of workplace injuries on individuals and businesses. The NCCI data offers critical insights that can help stakeholders in workers' comp claims prepare and plan for the financial aspects of workplace injuries. As the work environment and nature of occupational hazards evolve, so too will the patterns in workers' comp settlements.

Disclaimer: This article is for informational purposes only and should not be taken as legal or financial advice. The settlement figures provided are based on data for the years 2020-2021 and should be considered as estimates that may not reflect current or future trends. Actual workers' comp settlements can vary based on individual case circumstances.

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Research Team


At the intersection of public safety, and consumer rights. Consumer Shield Research Team is deeply focused in dissecting the U.S. market, focusing on how information dissemination influences consumer safety and decision-making.

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